Gratis test: kan du reglene om hvitvasking?

An employee helps a customer move money without thinking about the fact that it may come from crime, even though the signs were clear. Can the employee be punished?

• A) Yes, negligent money laundering is punishable
• B) No, employees can never be punished for money laundering
• C) Only if the employee earned money from it himself
• D) No, only intentional money laundering is punishable

Who must get training under hvitvaskingsloven § 36?

• A) Only the person who sends reports
• B) Employees and others who carry out assignments for the firm
• C) Only the managing director and the board of the firm
• D) Only employees who have worked in the firm for more than one year

What does hvitvaskingsloven § 7 første ledd require?

• A) That the firm buys insurance that covers losses from money laundering
• B) That the firm gets the risk assessment signed off by Økokrim
• C) That the firm maps and assesses its own risk of money laundering
• D) That the firm assesses the risk of each employee every year

Which circumstance does hvitvaskingsforskriften (the Anti-Money Laundering Regulations) § 4-9 mention as a sign of high risk?

• A) Customers who have been customers for many years
• B) Payments from the customer's own Norwegian account
• C) Customers who pay the invoice on time
• D) Payments from unknown third parties

Suspicion of money laundering arises in a case of NOK 15,000. Must the firm carry out kundetiltak (customer due diligence)?

• A) Yes, suspicion triggers kundetiltak regardless of the amount
• B) No, the amount is under all the amount limits
• C) Only if the customer has been a customer before
• D) Only if the amount was paid in cash

Who is, as a main rule, a reell rettighetshaver (beneficial owner) in a limited company (aksjeselskap)?

• A) The person who owns more than 5 percent of the shares
• B) The person who owns or controls more than 25 percent
• C) The person who has been employed longest in the company
• D) The person who signs the customer agreement on behalf of the company

What is the cash limit for dealers in goods?

• A) NOK 80,000
• B) NOK 100,000
• C) NOK 40,000
• D) NOK 20,000

An accounting customer suddenly has three times as much cash turnover as before, with no explanation. What should you do?

• A) Book it as usual, since the turnover is the customer's responsibility and not yours
• B) Tell the customer that you suspect money laundering, and ask for an explanation
• C) Call the police and end the assignment the same day without reporting internally
• D) Ask natural questions, write down the answers and report internally

Whom must you not tell that investigations are under way or that a report has been sent to Økokrim/EFE (Norway's financial intelligence unit)?

• A) The customer and other outsiders
• B) Nobody, there are no rules about this
• C) Only the customer, not others
• D) Only the press and media

What is the main rule for a suspicious transaction?

• A) It must be returned to the customer without explanation
• B) It must not be carried out before Økokrim is notified
• C) It must be carried out as agreed with the customer
• D) It can be carried out if the nearest manager in the firm approves it